Buying a home for the first time is exciting, but we understand that it can be stressful too.

Getting enough money together to buy your first home can be tough especially when you’re not sure how much it'll all cost. The first step is usually to get a decision-in-principle. This is sometimes referred to as a Mortgage Promise. The benefits are;

• It tells you if you can have a mortgage and how much you can borrow.
• Helps demonstrate to an estate agent or seller how serious you are about buying a property and could put you in a better bargaining position
• Gives you a good indication of the property price range to be looking at

Premier Mortgages & Home-Loans are happy to provide you with a decision-in-principle. We can also assist in the following areas;

• Completing your mortgage application
• Protecting your mortgage payments against illness or incapacity
• Instructing a solicitor

As mortgage brokers you can rely on us to take you step-by-step through the process of buying your first home.